BEGIN:VCARD
VERSION:3.0
REV:2026-07-21T12:34:16Z
URL:https://onthecard.vn/ngocmnl/
NOTE;CHARSET=utf-8:TVV BHNT Manulife Việt Nam
N;CHARSET=utf-8:Trần hoài Ngọc;;;;
FN;CHARSET=utf-8:Trần hoài Ngọc
END:VCARD